When you first reach your new island home in Animal Crossing: New Horizons, you are left with a tent and the bare minimum when it comes to supplies. Obviously, there comes a point when you upgrade that tent into a house. So when is it and how do you get there?
This guide was created during the first week of Animal Crossing: New Horizons release on the Nintendo Switch. Depending on when you’re reading this guide, some thing may be different due to future updates. However we’ll always try to come back and update these guides! For more of our Animal Crossing: New Horizons Guides & Best-of lists, make sure to check out our dedicated area here!
Upgrading the Tent
Now, the only way to upgrade your Tent into an actual House is by paying off the 5,000 miles that you owe to Tom Nook. So if you was wondering whether you should be focusing on earning those miles, then the answer is yes, you definitely should.

Right after paying him, Tom Nook will give you the option on upgrading your house. There is a catch though. By upgrading, you’ll then be put into debt again, this time owing 98,000 Bells!
Sadly, Tom Nook isn’t feeling too generous this time either and isn’t willing to switch those Bells to Miles. Don’t fret, there is no rush or demand for you to pay back the 98,000 Bells either, so you can take your time. There are a few other useful things that paying back the 5,000 miles gives.

As well as the ability to get an actual house (and choose a roof color), you’ll also get access to the Nook Miles + program, which gives extra ways for you to earn Nook Miles. It’s also the only way to keep advancing through the story (without giving too much away), so work on paying back those 5,000 miles quickly!